Foreign Banks Pros and Cons Essay

Today with the blessings of tremendous development in the communication technology, relationship and interdependence among the countries have been growing rapidly which signifies globalization as an ongoing process. Globalization helps the international business- that is engaging in cross border expansion of sales, acquiring resources and diversifying risk. Factor that benefiting the foreign banks in Bangladesh: Bangladesh is a developing country with a huge population. From the beginning of Bangladesh as an independent country it has been a desiring place for doing business for business organizations operating globally. This circumstance is existed in banking and other financial service sectors. There are some factors that benefitting the foreign banks operating in Bangladesh. 1. Extended sales in an enormously populated country with a low competition: Bangladesh is a country with a large population, so this place is a big market for the banks in a single boundary with a simple set of legislations. So the foreign banks operating in Bangladesh can serve a large group of customers with a single marketing policy. As now a day the business transactions are taken place through banks and house hold savings are kept in banks so the foreign banks do not have to be concerned about the demand. The local banks can not give a big competition as well. 2. Minimizing risk: As usual the multinational banks like other multinational corporations minimize risk by operating in Bangladesh. That means if the banking sector collapses in a country the multinational banks will not loose everything and it is a risk diversifying method. 3. Acquiring resources: The foreign banks operating in Bangladesh can acquire Bangladeshi capitals, information and human resources easily. The local expertise is keen to work in MLCs. So the foreign banks can acquire the local human resources easily at a very cheap rate compare to the global condition. Having the benefits in Bangladesh 10 local banks have established their operation in our country and working comfortably for years after years. Influences of foreign banks in Bangladesh: Benefits: 1. A boast in banking sector: Local banks are expected to react as the foreign banks enter to the country. The local banks here have changed their police in a positive way caused by healthy competition. 2. Bringing ne management and advertising techniques: foreign banks typically bring newer and more modernized management and advertising techniques in our banking sectors. The local banks can learn the modern techniques to cope up with the changing economic environment and globalization. 3. Introducing new modernized technology: In Bangladesh most of the modern financial technology such as ATM, different types of cards, off balance sheet accounting and the latest computing technology brought by foreign banks and spread out in whole banking sectors. 4. Helping in international trade: Aiding in the development of trade and foreign direct investment are presented by foreign banks. Such as opening an L/C in a multinational bank may be more helpful for the merchants. Problems: 1). Foreign domination: the established foreign banks have far greater brand value and economic capability than the local banks. So they can easily dominate by attracting customers. They also are being magnets for local human resources, so the local banks do not get the local expertises which also pull the local banks behind the multinational banks. 2). Lack of local commitment: the foreign banks lack commitment towards the country for some reasons not meeting some social responsibilities. 3.)Â  Cream skimming behavior: though there is not much data available to prove this fact many people think that the foreign banks cream skim the market- taking disproportionate share of best local business away from domestic banks. 4). Unhealthy completion: introduction of foreign banks has added pressure to the local banks by increasing competition which results in risk taking of local banks. So the foreign banks of Bangladesh have a great influence in our economy in the form of pros and cons which are effectively altering our banking sector, with their operation.

Baoyu and the Green Delight

Baoyu and the Green Delight Introduction Baoyu was sent by his grandmother to a new garden so as to cheer him up. The new garden was being built by his grandmother – Jia. Here, his grandmother wanted the Baoyu to experience something special – something that could only be achieved in the Green Delight. Her understanding of the environment in Green Delight was one of the major reasons why she opted to have Baoyu go to the garden.Advertising We will write a custom essay sample on Baoyu and the Green Delight specifically for you for only $16.05 $11/page Learn More This was done in a bid to cheer him up after the death of his best friend. Apparently, Baoyu’s best friend – Qin Zhong, had passed away. A few days after Baoyu had gone to the garden, Jia Zheng came to visit his daughter. He was accompanied by a team of men who arrived at the garden to conduct and assessment. This was to be done through inspecting the various sectors of the garden (Cao, Hawkes, Minfor d, Gao, 2.36). Men also wanted to get inscriptions about their personal experiences from the garden. During the men’s’ visit to the garden, Zheng and other people who had accompanied him ran into Baoyu. Earlier, Zheng and his men had been told of how good Baoyu was when it came to writing couplets. Zheng decided to test Baoyu’s talent by having him write a couplet about the garden. He asked Baoyu to develop a couplet that would bring out the qualities of the garden. Later, Zheng belittled efforts by Baoyu and scolded him for his criticism of the suggestions that had been given by Zheng’s men. However, they continued to be pleased with Baoyu’s talent in regards to composing couplers and providing appropriate names for the garden. (Cao, Hawkes, Minford, Gao, 2.36) Baoyu’s Life in the Garden The descriptions of the garden clearly show that its landscape provided the viewer with a beautiful and very luxurious scenery. The author has dedicated a great deal of time to explain about the setting of the Green Delight. Here, the author aimed at ensuring that the reader was able to familiarize with the setting of the garden. Creating this understanding was important as it would help in understanding the impact of the garden in regards to reformation and the process of healing. Despite the main aim of sending a boy to inspect the garden as a way to recollect himself after the loss of his best friend, sending Baoyu to the garden was also a means to broaden and stir his creativity (Cao, Hawkes, Minford, and Gao, 2.44). When he finally settled at green delights as his residence, Baoyu spent quite some time with his maids and cousins and his life became enjoyable to such an extent that he and his maids produced four garden night poems to reflect the carefree mood they lived in. For Baoyu, moving into the Garden with the girls was such a great experience and he was extremely content with his life. Everything appeared to be more relax ed in the Garden than when he was living at home. His happiness is clearly obvious from the four poems he produces while spending his time there. The poems soon became popular among the people around him and they urged him to write even more poems.Advertising Looking for essay on literature languages? Let's see if we can help you! Get your first paper with 15% OFF Learn More His happiness, however, subsided into boredom after a while and he slowly started getting entertained with forbidden books about love that were brought to him by one of his servants. Despite being warned about bringing those books into the Garden, Baoyu remains defiant and does so anyway. Here, the author tries to form the background of an analysis where the character of Baoyu is becoming more and more questionable. Although Baoyu was in an environment where he was expected to be presentable, his actions remained questionable. (Cao, Hawkes, Minford, and Gao, 2.51) Green Delights as an Ar chitectural Dwelling From the descriptions given in the book, Green Delights appears to be such an amazing place of abode. The author of the book has been successful with regards to presenting the setting of the garden. Here, the author presents details that can aid the reader in formulating a mental picture of the garden (Cao, Hawkes, Minford, and Gao, 2.57). This is one of the techniques that the author has employed in presenting the cool environment that existed in Green Delights. The garden is presented as on of the best places where a person can opt to relax and unwind. The garden is quite and peaceful – able to provide a relaxing environment, unlike the other busy and noises place around the mansion. Green Delights as a Community The boundaries in the garden are relaxed and there is peace in the society within the garden. Peace is evident in the setting of the garden as well as the interaction between different people. For instance, one cannot how the coordination betwe en the mains and other people within the garden accounts for peace. The maids interact with the authorities in respect and these accounts for the efficiency of service within the boundaries of Green Delight. The people being served are also satisfied with the nature of service being provided by the maids. Here, the quality of the work being done by the maids improves as they get to interact with other people within the Green Delight. The arrangement of the garden and the manner in which people interact with nature in Green Delight is also an important element of the peace in the garden. The gardeners have taken their time to ensure that the garden is in the right setting and the garden continues to bring the relaxing serene in Green Delight. Interactions between the different people in Green Delight also accounts for the harmony in the surrounding. (Cao, Hawkes, Minford, and Gao, 2.66)Advertising We will write a custom essay sample on Baoyu and the Green Delight specifically for you for only $16.05 $11/page Learn More Since moving to Green Delights, Baoyu’s life changed drastically. His encounter with so many people changed his perspective of many things completely. As stated earlier, Baoyu was initially able to broaden his thinking and managed to nurture his writing skills and used them to the benefit of the community. His interesting poems were liked by many and everyone was yearning for more. This went on for as long as he felt motivated to continue doing the same. His passion later died and he immediately began losing his integrity. His servants noticed his boredom and decided to offer an alternative form of entertainment (Cao, Hawkes, Minford, and Gao, 2.70). He started reading forbidden books about love and despite being cautioned, he kept on carrying the books to the garden. The more Baoyu continued to stay at Green Delight, the more he continued to change. This change is presented as a reaction to the surrounding at Gre en Delight. Basically, the author tries to present the impact of the surrounding in the garden to character reformation. Green Delights Reflection of Baoyu’s Character and Values Since moving to Green Delights, Baoyu’s life changed drastically. His encounter with so many people changed his perspective of many things completely. As stated earlier, Baoyu was initially able to broaden his thinking and managed to nurture his writing skills and used them to the benefit of the community. His interesting poems were liked by many and everyone was yearning for more. This went on for as long as he felt motivated to continue doing the same. His passion later died and he immediately began losing his integrity. His servants noticed his boredom and decided to offer an alternative form of entertainment. He started reading forbidden books about love and despite being cautioned, he kept on carrying the books to the garden. Clearly, Baoyu was slowly losing touch with these values and ac cording to some women who surrounded him, he certainly needed reform. Other women, however, were simply sympathetic to his condition at the time. Daiyu, one of his closest friends seemed to be hurt as if she had been greatly affected herself. The charmingly nurturing and yielding Aroma, on the other hand, appeared to be someone who has just got herself into Baoyu’s life for her own ambitions. To some people, this was no news as they had already visualized it coming way back. (Cao, Hawkes, Minford, and Gao, 2.76)Advertising Looking for essay on literature languages? Let's see if we can help you! Get your first paper with 15% OFF Learn More Later, in a discussion with Aroma, Baoyu wished that he could die in the presence of all the women and had his corpse float on the women’s tears to a faraway place where even a bird could not fly to. This is a clear indication that Baoyu was equally displeased with his own life and felt that he had no reason to live. His experiences in life must have greatly contributed to his thinking in this manner. Conclusion As it has been discussed in this essay, it is clear that one’s character can be easily influenced by the surrounding environment. It only had to take Baoyu from his quiet environment to a more vibrant one that his life was completely transformed. Sadly, the transformation was mostly negative. Baoyu’s situation depicts a common scenario of one starting quite well in life but loses direction along the way. From being an innocent young man, he slowly veered towards the wrong and undesirable path. Cao, X. and Hawkes, D. and Minford, J. and Gao, E. The story of the stone: a Chinese novel Vol. 2. Virginia: Penguin Books, 1973. Print.

Obesity in America Papers That Do Matter a Cost-Free Obesity Essay Sample

Obesity in America Papers That Do Matter a Cost-Free Obesity Essay Sample The American Obesity Association in partnership with Centers for Disease Control and Prevention report that an estimated 15.5 percent of adolescents aged 12-19 years and 15.3 percent of children aged 6 to 11 years are obese. OBESITY IS NOT A VERDICT Obesity is a rising global concern that has taken a toll on annual health costs across the country. Besides causing a huge health burden, the impact of obesity has contributed to decreased productivity and increased absenteeism among members of our society. It becomes necessary to sensitize the private and public sector partners, medical professionals as well as the public to adopt strategies that will make healthier choices easier to make. What Is Obesity? Obesity is a health condition characterized by excessive accumulation of body fat, usually over 20% of an individuals average body weight. It is associated with an enormous amount of health complications (high blood pressure, heart disease, stroke, type 2  diabetes, and cancer), disability and even death. Individuals with a Body Mass Index of more than 30 are considered to be obese and those with a BMI of 25-29.9 are deemed to be overweight. As the condition continues to become an increasing concern in the United States, individuals have developed an interest in a field of medicine dealing with the study and treatment of obesity otherwise known as bariatrics. Further, it is common fortudents to be asked to write argumentative essays (see How to write an argumentative essay) on obesity or other lifestyle issues during their academic career. You can sign up to buy your obesity essay online for an original, high-quality essay that is written from scratch by professional academic experts. Obesity Key Facts From a global perspective, the rise of obesity has been gradual but constant ever since 1980. The American Obesity Association in partnership with Centers for Disease Control and Prevention report that an estimated 15.5 percent of adolescents aged 12-19 years and 15.3 percent of children aged 6 to 11 years are obese. The condition has continued to increase over the years affecting 78.6 million people in the United States and more than 700 million people in the world. Among the 78.6 million people in the U.S, an estimated 112,000 deaths have been linked to obesity each year making it one of the leading preventable causes of death. As the cases of obesity continue to grow internationally, so are the annual medical costs for  an average of $147 billion being spent in the U.S. on the treatment of obesity and its related health problems. Why Do People Become Obese? The leading causes of obesity are overeating and lack of physical activity. When a person takes up more calories than he or she can consume (metabolize), the excess is converted to fats that pile up with time leading to weight gain. The imbalance between calorie intake and consumption is also influenced by age, gender, genes, psychological makeup, certain health conditions, socioeconomic and environmental factors. 1. Physical Inactivity.  Many Americans are not active and easily take in more calories than they can burn through physical exercise or normal daily activities. Some of the reasons that encourage inactivity include driving, fewer physical demands because of modern technology, longer TV viewing hours, etc. 2. Unhealthy diets.  Consumption of unhealthy meals containing high levels of calories like red meat, unhealthy fats, processed foods and sugary drinks plays a major role in obesity. People with eating disorders such as binge eating also develop obesity. 3. Lifestyle habits.  A sedentary lifestyle where people are stuck  in a routine of long working hours with little room for exercise, oversized food portions, inactivity, inaccessibility to healthy foods due to cost or advertising that sways people to buy high-calorie foods. 4. Genes.  The genetics of a person will determine if a person is likely to develop obesity. Genes play a significant role in metabolism efficiency, storage, and distribution of body fat. If one or both parents are obese, there is an increased risk of weight gain hence the need to maintain healthy lifestyles that can counteract these genetic effects. 5. Medical conditions.  Certain medical conditions such as Cushings syndrome, underactive thyroid (hypothyroidism) and polycystic ovarian syndrome (PCOS) will contribute to obesity. Some medications are also linked to weight gain like some varieties of corticosteroids, antidepressants, and seizure medicines. Childhood Obesity Childhood obesity is defined in terms of BMI (Body Mass Index), a formula that takes into account a childs age and sex-specific percentile to determine body fat, health risk, and well-being. Obesity in children and adolescents is considered as a BMI greater than the 95th percentile. Obese children are more likely to have risk factors for bone and joint problems, sleep apnea, depression, low self-esteem, and stigmatization. Childhood obesity often persists into adulthood and could be associated with numerous chronic illnesses like cardiovascular diseases, type 2 diabetes, stroke, various types of cancer, and osteoarthritis. Top 5 Most Obese Countries Countries that show the highest obesity problems in the world are most exclusively found in the Pacific Islands. American Samoa (74.6%), Nauru (71.1%) and Cook Islands (63.7%) top the list of countries reported to have the highest proportion of people viewed as obese. Other countries like Tokelau (63.4%) and Tonga (57.6%) follow closely with the U.S. ranking at 18th position with 33% and the UK at 43rd place with 27% of the population being obese. What Is Worse: Obesity or Anorexia? Eating disorders like anorexia and obesity have detrimental health effects that could lead to death. Both obesity and anorexia are complex neurobiological disorders with metabolic consequences that have strong genetic and environmental underpinnings. While anorexics intentionally starve themselves even to death and have a fear of gaining weight, obese people are incredibly overweight. Anorexia may be a fatal psychiatric disorder due to its ability to lead to other mental disorders like schizophrenia, bipolar disorder, and depression that could cause one to commit suicide. This isnt to say that anorexia is a more dangerous problem than obesity as both conditions pose as deadly health risks. Life Without Obesity It is important for individuals to maintain a healthy lifestyle with a steady body weight by eating healthy meals, engaging in physical exercise and making meaningful societal changes. Careful individualized treatment will often be required for individuals with overweight and obesity problems to help reverse the rising epidemic rates of these conditions. Reaching and maintaining a healthy body weight helps people to lower the risk of developing serious health concerns, boost ones self-confidence and gives more energy to enjoy life. Writing obesity research essays can be challenging for most students as it requires one to provide a comprehensive analysis of the role of nutrition and physical activity in tackling the obesity menace as well as analyzing the relationship between obesity and other health problems. Get a comprehensive obesity essay by placing an order with a professional essay writing service. Our knowledgeable writers offer top-notch quality service at affordable prices while providing a clear and concise response to your assignment instructions and requirements. If you need assistance with essay writing, feel free to contact our friendly support team or place an order and we will gladly help you.

Mobile phones and YouTube affect people's lives Term Paper

Mobile phones and YouTube affect people's lives - Term Paper Example With the rapid development of technology, many different kinds of technology has changed dramatically, and some of changes affecting the society. In the current society, technology has become an essential part in people’s life, almost everyone in the world use some kinds of technology. These new technologies can change people’s quality of life; for example, phones can change the relationship between people by easily connect with each other. â€Å"YouTube can make people became presumes which are producing and consuming media via agency and producers which implies more potential for action and independence.† In some case, technologies are also a double-edged sword that it might affect people’s thoughts. Such as phones change the area of surveillance, it is also the way that people are monitored by others. The tort of copy right is still a problem about YouTube. It is obviously shows that how technology changed our daily life and the rule we need to follow. People’s lives and phones have an inextricable relationship, millions of people use mobile phones every day. It shows that phones play an important role of people’s daily life. Some people use phones for emergency things or build the relationship with others. Early stage, mobile phones were basic communication tools. However, it combines photographing; games and many different function now. Mobile phones can be used to reschedule and communicate in last minute. Landline phone would not do those things, since no one would always have their landline phone with them. For instance, women will call her husband to pick their children up from school or give a call and tell the school that she will be late a little because she stuck in the traffic. It could also help people to keep in touch with friends and family even in a long distant by using social networking application such as Facebook (Line, Jain & Lyons, 2011). For example, a student who moves away from home to start un iversity course can use Facebook to meet new friends and maintain the relationship between old friends and family. Mobile phones have a lot of advantage; However, studies show that there are fourfold car incident by use of mobile phones during driving (Mccartt, Hellinga, & Bratiman, 2006), because it distracted driver’s attention. Now, the law banned these behaviors from drivers. Caller identification is also a feature of phones. It can be known that the number calling in by the caller ID and they can choose to answer it or not. It is also a way to stop the harassment or prank calls (Ferguson, 2001). However, the option of caller ID anonymity also came out, which is users can choose to block their number from showing up on other’s phones while they calling (Ferguson, 2001). It seems like cannot reach the purpose of caller ID. Still, some people may not want to answer a call from others due to some reasons, caller identification would assist them to do it. On the other hand, a number of people use phones to photographing and upload the pictures to website such as Facebook and instagram, it allows their friends or followers to know what they are doing and where they are. It makes the users under surveillance through mobile phones. â€Å"Some of this surveillance is purposeful and targeted and some of it is incidental a side effect of other features (Flew & Smith, 2011, p.231).† Especially for instagram and path, which are popularity recently, both applications have ability to share pictures and locations. Not only is social networking application, but also send messages and phone calls also can bring the users under surveillance. In some case, it also has advantage, which can locate users clearly and quickly if they are in dangerous. Phones have also encouraged multitasking; in fact, during the past, there was no possibility of talking to someone over the phone while doing other things such as shopping in a grocery store (Stewart, 2013). Mor eover,

Compare and contrast the central tenets of liberalism and realism. How Essay - 1

Compare and contrast the central tenets of liberalism and realism. How do they differ Is there any common ground between them - Essay Example War and efforts for force turn into the key situation of realist. Liberals launch the thought of force to incorporate corporate agreements, trade and entity agreements. Realism is embodied that the world domain is revolutionary and comprises of autonomous political units called countries. These are the most significant units of movement, intrinsically controlling some hostile military capability or force which makes them conceivably risky to one another; countries can never make certain about the aims of different states. The fundamental rationale driving countries is the endurance and upholding of power; countries are sane and consider how to survive. The two methodologies are comprehended to contrast significantly in their core presumptions, in the empirical substances they can clarify, and in the forecasts that take after from their hypothetical affirmations. Though, with the appearance of realism, realists and liberals have appeared to be moving faster together (Gross, 2005). It can be said that, realism and liberalism collectively can demonstrate considerably more, in a more precise way, than they can independently. The realist model has yielded prosperous knowledge into phenomena. Hence for every model in global relations hypothesis to go its own particular way is not ongoing or even supportive it is terrible

Love. Operations Management Essay Example | Topics and Well Written Essays - 1750 words

Love. Operations Management - Essay Example It also ensures that business operations in an organization are efficient, that is, using few resources effectively for production and having a maximum output. A process design (layout) is the arrangement of facilities in an organization that has the same functions and brings together similar activities. The importance of the layout is that it minimizes the functions that are related to travels, which means the total material cost in travel time and distance is reduced. For example, layout problems involve the location of facilities in a plant. Other important factor includes flexibility, motivation and system protection. In an organization like IKEA layout contributes to the total efficiency of operations and will greatly reduce the total operation cost by over 50%. Hayes and Wheelwright came up with a capability and maturity model that explains how an operation could move from being a barrier to strategic success (Hill and Jones, 2011). Stage one is about being an innovator and creator of opportunities and the last stage suggests that operation capabilities should improve so as to make the strategic impact on the operation function. This model is important to organizations since it provides a way of moving from being a barrier to achieving success. Material requirement planning (MRP) is a technique that assists an organization in a detailed planning of its production. The importance of MRP is that it ensures all products and materials are in line and helps in planning a manufacturing scheme. If a company is planning to excel in its objectives, it should look for the best performance strategies at place; ranging from 4vs which are volume, variation, visibility and variety, performance objective and market requirement planning. The secret to a customer’s satisfaction at IKEA lies in the 4v’s strategy. If a company wants to perform in the sales market, it must consider all aspects of the 4v, volume

Hispanic Discrimination In The US

Hispanic Discrimination In The US Introduction Hispanics are considered a single minority group arising in the United States which certainly as the name suggests being a product of the Spanish. It is evident that Spanish environment is dominated in such territories hence the high level of discrimination against them the American people are afraid of such small tribes to being very strong communities not only in politics but also power and economic development which directly poses a threat towards their growth as a nation. There are those intense factors that have facilitated discrimination of this community in the US, for instance Media presentations, Linguistic point of view and residence legality. As a result of this, the type of discrimination being embraced by this small community includes lack of proper health care, victims of hatred and oppression, lack of proper rental-housing and lack of health insurance. Catalyzing factors in racial discrimination Media and Hispanic oppression In every issue arising facing the human kind, the media is always there as a facility of creating awareness to the general public. Media can therefore be a very sensitive channel of communication and public awareness. With media broadcasting all the live events occurring in the general public, politicians and prominent people, there are very high chances of transmitting cases of hater speeches from different speakers which can bring forth tension among different people as a reaction, either positively or negatively(Cummins and Gordon, 2006). News broadcasting is considered to be a rapid-fire technique of delivering the real world in terms of cultural, economical and political issues. Some media stations tend to employ animation technology to portray sarcasm regarding a certain community hence creating the same expression in many of the viewers who later practice such actions but now in the real world and ends up hurting one another socially. With the media being interested mostly in transmitting the bad news for instance cases of illegal immigration being emphasized more upon as compared to the legal migration of the small communities particularly the Hispanic community as asserted by Lee (1998). This therefore reveals the role of media and the kind of information the media people transmitting the general public, which counts for negativity in most of the cases. News paper articles with very eye catching headlines such as illegal migrants, foreign drug dealers and such information is usually taken seriously and the initial blame befalls the small communities, with Hispanic being among the suspected group due to lack of proper understanding and like of love for one another. According to Lester(1996), the media is always very effective in framing issues since the initial intent is to give the public what they would like to hear, all about hate for the one not related with, for example the small community being blamed for each and every form of negative issues ari sing. Residency Illegality assumption In the United States, approximately more than 42 million legally migrated residents are believed to have Latin origin as noted in a statistical abstract (2007). About 16 million of these residents, an approximate of 39 percent, are born as foreigners. According to US immigration statistics, certain fraction, about 11 million people, of this population are estimated to have illegally migrated with 8.7 million migrants being believed to be of Hispanic origin as supported by Therrien and Ramirez (2001). This therefore asserts that more than 85 percent of Hispanic migrants have legally obtained their US residency with majority of them having been born in the United States. This therefore justifies the Hispanic community living in the United States from being discriminated against and they should hold their grounds while fighting for their residency rights, since by balancing the legal versus illegal migrants it clearly points the great difference favoring the legal migrants and the mere fraction that represents the illegal migrants should not earn such level of discrimination against the whole community. According to Jorgensen (1996), the US politicians are the leading people passing such complaints against what they term to be illegal aliens. Reports have proven that Hispanic employees have really experienced very unfair job mistreatment from their employers both in public and private sectors. Despite their hard work in jobs, no credit or appreciation is accorded to them for instance wages raise, no chances for ideas sharing since their ideas are considered unworthy towards bringing forth development. (Jennifer, 2007) Language barrier In the United States, there is a very strong bond connecting language and racism. The main group tends to discriminate the minority groups which certainly reflect on the hatred towards the Hispanics by the United States majority group (or rather the whites) residents. For instance the use of mal mot wetback is a clear example of sarcasm characterization used to classify the Hispanics who cross the Rio Grande boundary to the United States illegally. Now, the problem comes in where all the Hispanics suffer this oppression having legally or illegally migrated to the United States, hence being considered a high level of misunderstanding where even the innocent have to suffer on the account of the illegal migrants. The minority groups that cannot speak the dominant language are restricted from participating in the dominant culture and this has brought forth a two-side culture of living with those speaking native language (English) oppressing the alien language speakers for instance the Hi spanic community. The English language community has realized the linguistic threat posed by the Spanish language speakers in the United States since they seem to multiply as time passes on. As a reaction to this linguistic threat, native language heritage has started a campaign towards supporting English as the immediate language that should be embraced by each and every resident in the united states, being an American, Asian, Spanish or black American. With respect to this, a form of US bilingual education has been highly documented and debated about as asserted by Rothstein (1998). To many people, this form of education was more of a confusion situation than a solution, since each and every ethnic group concentrated in learning in their own language, but the English language conquering the rest, hence the alien natives being forced to embrace the English learning since they could not meet the standards to bring forth the level of education needed to code with the American way of learning. Effect of this discrimination Victims of hatred In the united states, majority of federal hate crimes target crime victims with respect to ethnicity or basic race initiated programs, according to the UCR (Uniform Crime Reporting)program, there is a huge number of hate speech white victims as compared to the other groups. According to research carried by New Century Foundation organization, it is worthy to claim that hate crimes towards the minority groups are committed mostly by the black Americans as compared to the white Americans. Among the minority groups, the Hispanics are more prone to being victims of hate speech. Referring to practical examples, quoting a previous case of racial hatred that took place back in the year 1992 whereby an Asian American and being of Chinese descent was beaten to death by an angry mob believed to be white assailants as a result of unemployment level hence blaming Japanese and Chinese US invasion. Women discrimination Hispanic Women in the United States are more exposed to discriminations compared to their male counterparts particularly when it comes to the job and labor sector. Female Hispanics wages do lag behind as compared to their fellow men colleagues it is evident that in the united states of America, the wages to Hispanic women are much less as compared to the white men, women and Hispanic men of the same level. According to a research carried out on the month of March back in the year 1998, it was known that males embracing Hispanic ethnicity earned an average of $ 11.75 in an hour whereas women earned an average of $ 9.40 for the same work type. White Non- Hispanic males and females earned on average $ 15.75 and $ 11.29 respectively. This difference in wages was claimed to have been as a result of education level, work experience, occupation type, language and lastly discrimination against women. According to Oaxaca (1973), Hispanic women wages discrimination is as a result of difference s from each individuals characteristics subtracted from the total wage required to be paid hence coming up with a new calculation factor which is more of corruption and somehow reflects to discrimination also. Health care inequality The government had failed to provide better health facilities plus other requirements towards ones good health for instance poor services, in adequate insurance, complete lack of health insurance and reluctance towards health seek and care (Woolf, 2004). Systematic bias is also reflected much in the way inequality is handled in health care while delivering health services to the Americans where personally I feel that these people are yet to be treated like rest of the Americans else such discrimination will bring a bad reputation towards the Americans in the near future. Though there are developments of anti-racism organizations for instance the National Association of the Advancement of Colored People, the Southern Poverty Law Center, the Anti-Defamation League, the Mexican American Legal Defense and Education Fund, American-Arab anti-Discrimination committee, the National Italian American Foundation and the National congress of American Indians among others. Sabotaged health conditions and deaths rate In the US, there is a wide range of racial differences in delivering health services appropriately. The migrants are treated in a negative way as compared to the US white residents. With reference to an article published by the public health sector in the US, it is worthy to assert that more than 880,000 deaths could have been avoided back in the year 1991 to 2000, if proper health care had been given to the foreign residents, inclusive of Hispanics. These deaths occurred as a result of much sabotaged health facilities given to the non-natives, if these people had received the same level of health services as the white Americans, such loss could not have occurred. It is worthy to claim that currently in the United States of America, racial bias has also infected the health sector with the minority communities facing very harsh condition due to low level of response from the health officers, particularly the public health sector. Referring to a previous study carried by Hope and Eliza beth (1996) it is evident that lifetime effects of fascinating conditions like being psych comes as a result of lack of attendance from the medic al officers to the patients who end up suffering some brain and mental conditions that could have been prevented in one way or the other given the issue of community discrimination support was avoided at all cost. It is believed that the minority communities cannot receive some donations for instance blood, and other body organs transplant from the American people which shows the level of discrimination being faced by these people and the importance of immediate reforms being embraced pertaining the same. Majority of Americans from these minority communities face inadequate insurance, poor medical services, and very low level of medical centers. Patients are forced to queue in some specific medical institutions that they can afford to pay rather than trying to scramble in a health facility where they are not welcome. Housing discrimination Despite of earning low income, the living standards of the Hispanics cannot be justified by such income. The poor housing conditions have left this community to face housing discrimination where high charges are given but with very minimal maintenances being employed whereby tenants suffer roofs leakages and rats become part and parcel of the house living. Some landlords go to the level of refusing to refund security deposit in the case where a Hispanic tenant wants to move in into another house. Such landlords also violate the US landlord-tenant laws that protects both the tenant and the landlord, for instance the 1998 Congress- passed Fair Housing Act which was meant to eradicate housing discrimination, but the landlords seem to be very mean with the lust for money but less worried with the housing conditions and its influence on the tenants. Most of the landlords practiced the following unlawful housing discrimination: Employing other forms of lease or contract provisions when dealing with Hispanics as compared to non-Hispanics. Having minimum maintenance and repair practices to the houses rented by the Hispanics which was not the case for the natives. Having minimal laundry and exercise facilities to the Hispanics which was not the case for the rest of tenants. Forcing Hispanics to provide very high security deposits as compared to non-Hispanics. Having the Hispanics evicted from the houses due to late payment of rent. Religion discrimination Today in the United States, when interviewed on how they feel about the status of their religious belief, 19 percent of Americans claim to consider being minority whereas 78 percent do not consider themselves being minority. This explains that 19 percent of the Americans are being discriminated against with respect to their religious beliefs. This has enhanced the prejudice by the Native Americans against other races as supported by Lincoln (2006). With US having the white evangelicals representing the highest percentage in terms of religion, about 24% of them refer themselves as constituent of the minority religious group whereas an equivalent of 11% of protestants and 13 % of Catholics claiming the same. Conclusion From this research, it is evident that Hispanics are being ill treated by the white in United States of America, courtesy of various published reports and scenes as discussed in the body of this research paper. The level of discrimination against Hispanic community living in the US is very serious with immediate measures worthy to be employed to counter it. From job discrimination, housing, freedom of expression, educational rights, and other rights have been denied to the Spanish residents living in the United States. Studies have found that nearly three in every ten Hispanic workers feel they have been discriminated against in their employment. Some reports being referred to with racial slurs at work while one in four feel they are paid less and have reduced career advancement prospects than their Caucasian counterparts( Sebastian, 1995). It is therefore the high time that Civil right Act, under the federal law that covers discrimination towards a particular race, color or sex comes into real action and performance. It is worthy to claim that the Hispanics have been deprived from their human rights to enjoying their freedom of expression, speech and movement. The non-governmental organizations enhancing campaigns against racial discrimination should also continue without fear or threat from authority or other people whatsoever. The Hispanic community should recognize their rights and carry a strict campaign against being discriminated. The local government should protect these minority communities from racial discrimination as a posed method towards enhancing well-being of each and every citizen.